It’s Not If, But When

In 2005, Warren and Pam Adams lost their home during Hurricane Rita. Instead of feeling sorry for themselves, they decided to protect themselves from the next storm.

They moved to Gilchrist, TX and built their new house up to modern codes; designing it to withstand a much stronger storm than the older neighboring homes.

No less than three years later, their house was put to the test when Hurricane Ike hit.

Below is a picture of the Adams’ house in Gilchrist, TX a day or two after Ike. The only one that survived.

Risk is always present, so a little preparation and protection can go a long way.

 

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Still Standing: Warren & Pam Adams’s house http://www.cnn.com/2008/US/09/18/ike.last.house.standing/

 

Market Storms

Today, we’re in between market storms. Many equity indexes are back at highs, so no need to worry right? All is right in the world?

Careful.

The rate of inflation, at least according to the government reports, has decreased over the past couple of years. Yet gas prices are still over $3/gallon in the USA. Cheerios cost almost $7/box. The combination of high home prices and mortgage rates has made monthly payments ridiculous for so many people. Stress in the supply chain is ticking up again too. And the yield curve is still inverted as well.

As a result of all of this, people have racked up $1 trillion in credit card debt.

The pressure on the individual remains high. And now that interest income has become a real investment option again, the perpetual bid underneath financial asset prices may not be there the next time markets get into a jam.

A Buying Opportunity in Trend-Following

Over the past couple of years, trend-following performance has been flat. This happens when there aren’t many large trends to profit from.

For the most part, markets have been calm lately. The consolidations in commodities and currencies, and more recently the sharp reversals in bonds and equities have made it tough for trend-followers to generate strong performance like they did in 2019-21.

But, as we know, markets cycle between calm and volatile periods — and I believe we’re gearing up for some volatile market moves soon.

Historically, when recent trend-following performance has been poor while volatility has been high, the next 24-36 months are favorable. Today, we’re in a favorable time to buy in. When the indicator has closed below the 10th percentile (green line), the average next 24-mo return is +10.9%.

 

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Past performance is not necessarily indicative of future results

 

I believe there’s a major wave of volatility on the horizon (what exactly will happen I have no idea) and that many investors are vulnerable. They’re not prepared to handle the next storm — and it’s only a matter of time before the next one rolls through.

 


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